Financing for HVAC, Plumbing, & Electrical Work in Lexington & Louisville

Sometimes, unexpected repairs or home system failures happen; not everyone is ready to take on these unexpected expenses. We want you to be comfortable in your home and satisfied with quality work and equipment while having the financial flexibility to cover the expenses. 

We make it a priority to provide our customers with the best, flexible financing options for the services we provide. When you are experiencing heating, cooling, plumbing, or electrical problems, we want you to know that we can take care of you without adding a major financial burden. 

Financing Options from Upgrade

We’ve teamed up with Upgrade to offer quick and easy financing options to finance any home services you might need. Upgrade’s financing offers everything from low monthly rates to no-interest payments.

Upgrade allows you to make low monthly payments without shouldering the upfront cost when you want a new home HVAC system or need a major plumbing repair. 

 
Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses. These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers’ payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure. Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.